Best Savings Accounts 2024 For Large Sums Of Cash. To benefit from the 4.5% interest in the future, you will need to keep depositing at least $300 in paychecks per month. First, you will need a cash app card to unlock 1.5% interest.

Earn up to 8% on your savings. Find out more about where to save and invest money with our guide to lump sum savings.